An Education at SMCC Means Little or No Student Debt

SMCC offers among the lowest tuition and fees in New England, at only $4,156 per year (in-state). This means you can earn your degree at SMCC and walk away with little or no student debt. Whether you choose to continue your education after saving thousands at SMCC or enter the workforce, you’ll be a step ahead of the rest. Better yet, over a lifetime, college grads earn over $1 million more. Start smart and finish strong at SMCC.

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2024-2025 Estimated College Expenses

2024-2025In-State* Out-of-State
Tuition (full-time)$2,880$5,760
Credit Hour$96$192
Room, Meal Plan & Cable/Internet Fee$12,040$12,040
Average Fees$1,276 $1,276

*Tuition for in-state students is $96 per credit hour. Most courses are 3 credits or $288. A full-time student taking 15 credits each semester can expect to pay tuition of approximately $2,880. For full-time, out-of-state students who do not qualify for the tuition breaks and programs, tuition will be approximately $5,760.

Tuition Calculator

To get an estimate of your individual costs based on the number of credits you will take, what type of tuition you will pay (in-state, out-of-state, or New England Regional) and whether or not you will be living on Campus, visit our Tuition Calculator webpage.

General Fees

2024-2025 Fee TypeCost
Comprehensive Fee$29.00 per credit hour
Student Services Fee$13.00 per credit hour
Accident Insurance$16 per year

Special Fees

Fee TypeCost
Liability Insurance$15-$61
Payment Plan Fee $40 per semester
Banking Fees$30 for a returned payment (insufficient funds)
Banking Fees$30 for a stop payment
Nursing Test Fee $374.50
American Heart Association Fees$58
EMS Test Fee$85-$189
Paramedic Test Fee$55-$170
Sports Coaching Fee$35
Materials Fee$250
Composites Test Fee$140
ACLS Fee$170

Please note these fees do not apply to all students but may apply to students participating in certain programs or activities.

Want to learn more about what these fees mean? View the Explanation of Fees and Other Charges.

Room & Meal Plan

South Portland Campus (Fall & Spring)

Fee TypePer SemesterPer Year
Housing (Single)$4,304$8,608
Housing (Double)$3,804$7,608
Housing (Triple/Quad)$3,604$7,208
Meal Plan (required for South Portland resident students)$2,058$4,116
Cable & Internet$158$316
Estimated Total$5,820-$6,520$11,640-$13,040

Midcoast Campus in Brunswick ( Fall & Spring)

Fee TypePer SemesterPer Year
Housing – Single Room$4,304$8,608
Housing – Double Room$3,804$7,608
Cable & Internet$158$316
Estimated Total$4,118-$4,618$8,236-$9,236

Please note, Midcoast Campus residents and students have access to food and beverages that can be purchased by cash, credit card or Beacon Bucks at the Landing Café. Midcoast Campus residents taking classes at our South Portland Campus can also purchase a commuter dining plan to use at dining facilities on the South Portland Campus.

Also note, students may reside in Portland Hall on the University of Southern Maine Campus if demand exceeds the capacity on our campus. To learn more about this housing option, please visit the USM Room and Board Rates webpage.

To learn more about dining options, visit our Dining webpage.

Paying Your Bill

SMCC strives to make paying your bill as easy as possible. That’s why we offer payment plans, online bill payment and multiple other forms of payment including cash, checks and credit/debit cards (MasterCard, Visa, Discover).

Payment Plans

SMCC offers online payment plans. If you’re interested in enrolling in a payment plan, be sure to connect with the Student Accounts Office or visit My Money on My Maine Guide on the online student portal once you’ve enrolled.

Refund Policies

It’s important to be aware of our refund policies before enrolling in credit or non-credit (Career Skills) courses at SMCC. View our Refund Policies handout for more information.

Additional Financial Resources

SMCC is committed to providing you an affordable education. Be sure to explore these financial resources that may help cover your college expenses.